Helping out of town home owners on short sales is not a simple task. So, I have to pinch myself when I get a kind and raving testimonial upon finalizing a real estate transaction. I’ve not solicited them in the past, figuring I offered the best assistance I could given the circumstances. Here’s what typically happens when a realtor works with a client–it’s no catwalk when negotiating a short sale. To give you perspective, I’d like to paint a glorious story suggesting that all short sales are renovated homes but it wouldn’t be the truth. I’ve always said, I’m an equal opportunity real estate consultant helping homeowners with their $30,000 valued home and up to $1 million plus. It’s all the same to me, everyone deserves to be treated with dignity especially when they run risk of foreclosure.
Navigating through a short sale is a large undertaking but it’s truly rewarding when I can help a homeowner come through from the traumatizing threat of suffering a foreclosure. These days, it’s really unnecessary to be foreclosed on. There are so many more options offered to a homeowner then even 5 years ago. Have you considered applying for a loan modification? What about trying to do a short sale? Sometimes, despite the loan modification trial a homeowner must face reality that a short sale is imminent. Don’t despair, the way you can look at it is this way. Once you survive and successfully close that chapter of your life, take the opportunity and re-group and save. Chances are in 2 years time or less, you’ll be eligible to obtain a FHA loan and hopefully enjoy the lower mortgage rates and lower priced home (depending on the location).
I can’t thank my previous client enough when they sent me this note after short selling their home. It reminds me I’m doing the right thing. Grateful!
Photo credit: pixabay, James Demers
The above is an excerpt from an email sent by the homeowner’s and for their privacy-several parts were crossed out. The very kind testimonial in its entirety follows. Judy Chin was a godsend. My wife and I had moved to another state for employment. We had walked away from our home in the middle of a long and unsuccessful loan remodification. We had prepared ourselves for the worst case scenario – foreclosure.
Judy contacted us and offered to help sell our home through a short sale. What she did was short of a miracle. By following her directives we were able to sell our home and get from underneath the cloud of financial uncertainty and back on the road of fiscal recovery.
Throughout the process, Judy was patient, encouraging, consistent and tenacious on our behalf with all third parties. She was able to facilitate the sale and we didn’t even have to come back to the state at anytime during the process.
I wholeheartedly, unequivocally and proudly recommend Judy Chin to anyone who is having trouble with their mortgage and/or is in need of someone to guide them through the short sale maze.
Judy is AMAZING!!!!
I am so grateful, and with every client I can help I have vowed to give it my all. That’s all that can be asked of anyone!
As a certified distressed expert, I’m happy to help you if you’re in #newjersey and need #shortsale assistance but need to know a little bit more about your unique scenario. Submit your contact information and I’d be glad to chat with you. If you’re out of state, and own a property in NJ I can assist under most circumstances. If your home is outside of New Jersey, still leave me a note as I have stellar agents that can assist.
Designated Short Sale Agent for the New Jersey Region with Bank of America and other lenders/servicers.
